4-Way Layered Dip (Printable Version)

An effortless, vibrant layered dip combining creamy, zesty, and crunchy textures, ideal for entertaining and easy sharing.

# What You'll Need:

→ Base Layer

01 - 1 (16 oz) can refried beans
02 - 1/2 teaspoon ground cumin
03 - 1/2 teaspoon chili powder

→ Creamy Layer

04 - 1 cup sour cream
05 - 1 cup cream cheese, softened
06 - 1 tablespoon lime juice
07 - 1/4 teaspoon salt

→ Salsa Layer

08 - 1 cup chunky salsa, drained
09 - 1 medium tomato, diced
10 - 1/4 cup red onion, finely chopped
11 - 1/4 cup fresh cilantro, chopped

→ Topping Layer

12 - 1 cup shredded cheddar cheese
13 - 1/2 cup sliced black olives
14 - 1/2 cup diced green bell pepper
15 - 1/2 cup sliced green onions

# Directions:

01 - Mix refried beans with cumin and chili powder in a medium bowl until well combined. Spread evenly across the bottom of a 9-inch serving dish or shallow bowl.
02 - Whisk sour cream, softened cream cheese, lime juice, and salt in a separate bowl until completely smooth. Gently spread this mixture over the bean layer, ensuring even coverage.
03 - Combine drained salsa, diced tomato, red onion, and cilantro. Spoon evenly over the creamy layer, removing any excess liquid before spreading to maintain texture integrity.
04 - Sprinkle shredded cheddar cheese uniformly over the salsa layer. Top with black olives, green bell pepper, and green onions, distributing ingredients evenly for optimal presentation.
05 - Refrigerate the assembled dip for at least 30 minutes to allow flavors to marry. Serve chilled with tortilla chips or fresh vegetable sticks for dipping.

# Expert Suggestions:

01 -
  • The contrast between cool creamy layers and zesty fresh toppings keeps everyone coming back for just one more chip
  • You can assemble it ahead of time and let it chill, making party prep almost stress-free
02 -
  • Draining the salsa is non-negotiable unless you want watery dip that makes your chips soggy within minutes
  • Room temperature cream cheese blends infinitely better than cold straight from the fridge
03 -
  • Serve this dip chilled rather than at room temperature to maintain those distinct layer definitions
  • Let the dip sit out for about 15 minutes before serving if it's been refrigerated overnight
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